Tuesday, April 2, 2013

Read It: April 2013 eNewsletter

Spring is finally here, and the beautiful weather may have you thinking of hitting the road, finding fun activities for your children or celebrating the ones you love. From our new auto loan rates to Youth Week events and gift cards for the season's special occasions, Pen Air Federal Credit Union is here to simplify your life. Read on to discover how.


Set Car Buying to Cruise Control

With superior member service and auto loan rates now as low as 1.99% APR1, the road to financial fitness just got smoother. Whether you're buying your first car, refinancing to save money or considering a well-deserved upgrade ... we'll get you where you want to go.

Get pre-approved before you shop so you'll feel confident on the car lot. Pen Air FCU now offers convenient options to suit your lifestyle. Get started now:
  • Visit us online at penair.org/autoloans
  • Access our Mobile App on your smartphone
  • Stop by your Pen Air FCU branch
  • Call 1-877-4PENAIR or (850) 505-3200
  • Or, enjoy on-the-spot financing from many Gulf Coast dealerships

New Deals on New Wheels from Pen Air FCU.
Personal. Local. Financially Stable. Experience It.
¹APR = Annual Percentage Rate. 1.99% APR is for qualifying auto loans up to a 60 month term for current year and one year old models. Loans are subject to credit approval. Rates and terms are based on an evaluation of applicant’s credit and may vary. Other conditions and restrictions may apply. Pen Air FCU reserves the right to end this offer at any time.


"Like" us on Facebook so we can share all the great things happening at Pen Air FCU! Learn about new products, events, money-saving tips and more!


File Fast: April 15 is Almost Here!

It’s Your Money – Keep More of it with TurboTax
Why spend more than you should to have someone else do your taxes for you? TurboTax® puts the power in your hands to keep more of your hard earned money, with the peace-of-mind of knowing you have experts in your corner every step of the way.
  • TurboTax is customized to your situation, searching for the latest deductions and credits based on your job, family, and life so you know you’ll get every penny you deserve.
  • TurboTax is there year-round with expert help when you need it, so you won’t get stuck if you have a question. All TurboTax tax professionals are experienced CPAs, EAs or Tax Attorneys.1
  • With TurboTax you’ll get your taxes done right. TurboTax calculations are guaranteed 100% accurate2 and you’re guaranteed to get your maximum refund – or your money back.3
Get started with TurboTax today and save!

TurboTax Military Edition
Now it’s even easier for active duty military and reservists to get your taxes done fast and save. NEW TurboTax Military Edition helps you keep more of your hard earned money with a customized experience that gets you military-specific tax deductions.
Access TurboTax Military Edition here.

1 Service, experience levels, hours of operation and availability vary and are subject to change without notice. Tax Attorneys are not providing legal advice and are authorized under IRS Circ 230 to provide tax assistance and advice. Live tax advice is a free service.

2 Accurate calculations guaranteed. If you pay an IRS or state penalty or interest because of a TurboTax calculations error, we'll pay you the penalty and interest.

3 Maximum (Biggest) Refund Guaranteed or Your Money Back: If you get a larger refund or smaller tax due from another tax preparation method, we'll refund the applicable TurboTax federal and/or state purchase price paid. TurboTax Federal Free Edition customers are entitled to payment of $14.95 and a refund of your state purchase price paid. Claims must be submitted within 60 days of your TurboTax filing date and no later than 6/15/13. Optional add-on services excluded. Cannot be combined with TurboTax Satisfaction (Easy) Guarantee.

© 2013 Intuit Inc. All rights reserved. State filing charges apply. Limited time offer for TurboTax 2012. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.




Visa® Gift Cards:
Always the Right Size & Color

Pen Air FCU offers gift cards for any occasion, so your loved one will have the freedom to purchase what will make them happiest. Don't forget these upcoming holidays and milestones:
  • Graduation
  • Mother's Day
  • Father's Day
We offer Visa® Gift Cards in all our branches. You choose the amount, and it works just like a pre-paid debit card, anywhere Visa® is accepted.


 Make IRA Contributions
for Tax Year 2012 by April 15

Did you know it's not too late to contribute to your IRA for 2012? The IRS allows you to make your IRA contribution for a particular year through April 15 of the following year, giving you some flexibility in terms of the timing of your annual IRA contribution.

For more information about Pen Air FCU IRAs, click here.

National Credit Union Youth Week:

April 21-27

Each April, we celebrate our youngest members with a series of contests and events in their honor. This year's theme, "Young & Fit," will teach children the benefits of saving. Encourage the young ones in your life to sign up for our Penny Savers (birth to age 11) or My2Cents (age 12 to 17) youth clubs and get a head start on the road to financial fitness.
Pen Air FCU will host the following events during Youth Week, as well as a month-long coloring contest to celebrate National Financial Literacy Month in April:

"Money Moves!" Penny Savers Event
Robertsdale (AL) and Nine Mile (FL) Branches
Tuesday, April 23
3-4 p.m.
Our Penny Savers will learn about saving through a fun game incorporating music, movement and money!

"Jump into Saving!" My2Cents Event
Robertsdale (AL) and Nine Mile (FL) Branches
Tuesday, April 23
6-7 p.m.
My2Cents club members will enjoy an interactive presentation about setting savings goals, creating a budget and general credit union knowledge.
"Color Yourself Fit" Coloring Contest
Children are encouraged to draw, color and write out how they are practicing financial fitness (i.e. ways they save, chores they complete, summer jobs they've landed) on coloring sheets available at all Pen Air FCU branches and online. Winners in each category (birth to age 11) and (age 12-17) will receive a $25 deposit to their Penny Savers or My2Cents account.

You do not have to be a Penny Savers or My2Cents club member to participate, but you must open an account (with a parent) to receive a Youth Week prize deposit.

For more information, visit www.pennysaversclub.com or www.my2centsclub.com.


Support Your Team or School
with a Pen Air FCU Credit Card

Do the Blue Wahoos make you say, "Wahooooo"? Are you a proud alum of the University of West Florida? Now you can show your support with every swipe. Pen Air FCU is proud to offer the Blue Wahoos MasterCard and University of West Florida Visa Platinum Card.

Not only does your UWF Visa Card LOOK good ... it does good, too. A percentage of the transaction income earned is donated to the University of West Florida Alumni Association and the Alumni Grant program.

And with your Blue Wahoos MasterCard, you'll earn CURewards® Points while showing your team spirit. We call that a home run!

To learn more, click here.


IdentitySecure® Available in April

This month, Pen Air FCU will launch IdentitySecure® as one more way to safeguard our member-owners. Protect your identity with Triple Bureau Credit Score Daily Monitoring, Credit/Debit Card Monitoring, and Internet Social Security Number Monitoring. Visit our website for updates on this important product.