Monday, October 3, 2011

October eNewsletter for members


That’s right, you got it! Pen Air Federal Credit Union still has free checking. And free debit cards. No annual fees. No minimum balances. Unlimited check writing. Free mobile and online access with bill pay. And absolutely no *asterisks*.

Don't have a Pen Air checking account, yet? Open one online now. Happy with your Pen Air experience? Forward this email on to friends and family! Click here for more information about what's STILL free at Pen Air!

Simplify It: deposIT now also available for the iPhone

Pen Air has added the deposIT remote deposit capture service for iPhone users. Save yourself a trip to the branch by scanning your checks at home or with your iPhone or Android mobile device. Free for Premier members! For more information, log on to http://www.penair.org/ and click on Tools and Resources.








Pen Air, CCCSNF team up for Shred It Day

In honor of National Protect Your ID Week, Pen Air and Consumer Credit Counseling Services of Northwest Florida are teaming up to offer members a Shred It Day from 10 a.m. to 2 p.m. Saturday, Oct. 22 at our Corporate Office, 1495 E. Nine Mile Road, Pensacola.

A Shred Truck and Equipment Truck (for old PCs or small electronic devices that may hold personal data - no TVs or appliances) will be available for information disposal. Members are limited to two 2x2-foot boxes of materials to shred per person. For more information, call CCCSNF's Libby Rogers at 434-0268, Ext. 206.

Change in Terms Notice Regarding Open End Loans

In order to comply with recent changes in the Truth in Lending regulation, Pen Air FCU will be advancing the due date on all open end loans to the last day of the month effective October 1, 2011.

Please note that this only pertains to open end loans. These loans are identified on monthly statements with “(Open End)” after the loan description. If you have an open end loan, you will notice the change on your statement.

What this means for you if you have an open end loan:

• If your due date is currently set for the last day of the month, nothing will change.

• If your due date is not the last day of the month, your payment will be moved from its current date to the last day of the month. Please know you can continue to make your loan payments on the same day and in the same manner as you do today.

You do not need to take advantage of the extra time. You can continue paying your loan as you are now. However, if you want or need the additional time, you will now have until the end of month.

Please contact us at 850‐505‐3200 or toll free at 877‐4PENAIR (473‐6247) if you have any questions or concerns about this change or how it will affect you.

New FREE seminars offered to members

Pen Air FCU is offering four free seminars in the coming weeks. Each seminar will be held at the Pen Air FCU Corporate Office, 1495 E. Nine Mile Road, Pensacola, FL, 32506.

Build a Basic Budget
6 p.m. Tuesday, Oct. 4,
Pen Air FCU Corporate Office

The Build a Basic Budget--The 5-Step Spending Plan seminar teaches participants how to: Understand steps to set up a spending plan, identify spending leaks, track spending and find ways to save, set short- and long-term financial goals, audit progress and revise goals, and use financial tools to reach goals. Click here to register.

Financial Scams on Seniors
6 p.m. Thursday, Oct. 20
Pen Air FCU Corporate Office

The Senior Financial Scams: How to Protect Family and Friends seminar material covers: Understanding the scope of the problem, identifying typical perpetrators, being aware of common scams and exploitation, recognizing signs of financial exploitation, understanding long-term effects, knowing how to prevent senior financial scams, and knowing where to go for help. Click here to register.

The Nuts and Bolts of Wills, Probates and Trusts
6 p.m. Tuesday, Oct. 25
Pen Air FCU Corporate Office

Law Firm Staples & Ellis will be on hand to discuss wills, the probate process and trusts. Have your questions answered at the end of the session. Click here to register.

Identity Theft Prevention
6 p.m. Thursday, Nov. 3
Pen Air FCU Corporate Office

The Identity Theft--Who's Got Your Number? seminar material covers: What ID theft is, how crooks get your personal information, when you have to give a Social Security number, and when you don't, how to minimize risk of ID theft--online and offline, tips to protect yourself from phishing attacks, warning signs that you might be a victim of ID theft, and what to do if you're a victim and where to get help. Click here to register.

Upcoming Events

Tuesday, Oct. 11: Escambia and Santa Rosa counties Leadership Luncheon (for our business members). Call (850) 505-3200 Ext. 3417 for more information.

Wednesday, Oct. 12: Baldwin County Leadership Luncheon (for our business members). Call (850) 505-3200 Ext. 3333 for more information.

Friday, Oct. 14: Saufley Field branch Member Appreciation Day. Free food, fun and goodies!

Thursday, Oct. 20: International Credit Union Day at all branches. Free food, fun and goodies!

October 20-30: Pensacola Interstate Fair. Pen Air will be there with our reflective halloween bags!

Saturday, Oct. 29: Making Strides Against Breast Cancer Walk. Pen Air will be there to fundraise for a cure!

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