Auguest 2012 eNewsletter

Welcoming Our New President/CEO   Pen Air FCU is pleased to welcome Stewart Ramsey, President/CEO not only to the Pen Air FCU team, but to the Pensacola area as well. Mr. Ramsey and his wife, Lonna, are joining us from Clarksville, Tennessee.  “On behalf of the Pen Air Board of Directors, we want to extend our sincere gratitude to the team that’s built the organization to what it is today and to extend a heartfelt welcome to Stu and his family. We are looking forward to his leadership as we look to the future” stated Maurice Johnson, Chairman, Pen Air FCU Board of Directors. We hope you will join us in sincerely welcoming Mr. Ramsey to Pen Air FCU!     Announcing Money Manager- Pen Air FCU's Personal Financial Manager!     Pen Air FCU can help keep your finances on track with Money Manager! Money Manager is a personal, customizable financial integrator tool that will give you access and control over your accounts. Money Manager will help you find the best way to budget and control your finances and savings goals! • Combine data from multiple financial sources, such as investments, 401(k), other financial institutions, insurance companies, credit card companies, and much more! • Easily view all your financial information in one place • Compartmentalize your expenses, while creating spending budgets • Visualize your daily spending • Create short-term and long-term financial goals • Receive alerts for approaching budget limits or goals Money Manager will provide you the convenience of managing your financial relationships in a one-stop environment. Simply log in to your Internet Access account, go to the Accounts drop down menu, and click on Money Manager. Free Accidental Death Insurance Provided By Pen Air FCU Members of Pen Air FCU can experience peace of mind by taking advantage of Accidental Death and Dismemberment Insurance in the amount of $1,000... at no cost to you. Your coverage is always in effect whether you are at home, work, or traveling for any purpose. There is no requirement to take a medical exam. And there are no intrusive health questions to answer. Again, you pay nothing for this valuable coverage. And if you wish, you may take this opportunity to increase your coverage amount. As much as $300,000 of accident protection is available through The Hartford — in addition to your no-cost $1,000 of protection. For more information on this valuable coverage provided to you by Pen Air Federal Credit Union and The Hartford, ask any Pen Air FCU Representative, or call 1-877-309-6576.   Give Back to Local Schools, One Swipe at a Time When you sign up for a FREE Share It Debit Card, Pen Air FCU donates $.01 for every signature transaction made on enrolled accounts to our local school districts. Participating in Share It is at no cost to you or the school district. We give back on your behalf! As a Pen Air FCU member, you have the freedom to choose which local district your Share It donation goes to. Local school districts include Escambia County school district and Santa Rosa school district in Florida; or Baldwin County school district and Escambia County school district in Alabama. Find out more by clicking here.   Pink Tumblers for a Cure! Pen Air FCU will be selling pink tumblers to help fundraise for a cure. Purchase your tumber for just $10 at any Pen Air FCU teller line. All proceeds will benefit Making Strides Against Breast Cancer.   Get yours now in all Pen Air FCU branches, and help find a cure!       Back to School Shopping Through the CURewards® Mall Pen Air FCU Premier Relationship Rewards members can shop at all of their favorite online stores, while earning great points! Simply access your favorite websites through the CURewards® Mall portal, and you will begin to see your Premier Relationship Rewards points multiply! Log in to your internet access at penair.org, and click on Premier Relationship Rewards on the Accounts drop-down menu. From there, you can see how many points you've accrued, add your favorite stores, and browse through great online and in store offers. Not a Premier Relationship Rewards member yet? It's totally free and so rewarding. Once you have a checking and savings account, debit card, and eStatements, you are automatically enrolled in the program! Ask a Pen Air FCU representative for more information today!   Book It- Back to School Loans   A new school year is right around the corner, and that can mean some unexpected expenses. School clothes, supplies, tuition, and more. This could be the ideal time for you to consider a Pen Air FCU Jet Air Line of Credit! With a line of credit, you only pay interest on the amount you use, so you can always be prepared for whatever surprises come your way. Consolidate all your high interest credit cards onto our Platinum MasterCard® credit card. Support the University of West Florida Alumni Association with our University of West Florida Visa® Platinum credit card. Support Pensacola's local sports team, the Blue Wahoos or the Pensacola Ice Flyers, with our Visa Platinum credit card. You can even show off your favorite photo with our Picture It card. Pen Air FCU credit cards have no annual fee, a 25-day grace period on new purchases, with rates as low as 8.9% APR*. Choose the card that's right for you. Ask a Pen Air FCU representative for more information, or visit our website! *APR = Annual Percentage Rate. The APR may vary after the account is opened. All credit card rates are based on an evaluation of applicant’s credit. Non-members may apply for a Pen Air MasterCard credit card, but before the card can be issued, the borrower must join the Credit Union which involves a minimum $25 deposit into your Share Savings Account, plus a one-time $2 membership fee.     Quorum Insurance  Did you know?  Pen Air FCU offers its members insurance through Quorum Insurance, LLC. Property & Casualty insurance, such as automobile, homeowners and flood, are all available through Quorum at a competitive rate. To speak directly with an insurance agent or to obtain a free no-obligation quote, visit quoruminsurance.com/penair or call toll free 800-714-1447. Click here for more information.      Upcoming Events   Thursday, August 2: FREE Seminar: Social Security Payment Options and Strategies. 6 - 8:00 p.m. at our 9 Mile location. Who should attend? People who have not yet begun receiving Social Security payment and who have at least $100,000 saved for retirement. Click here to register.     Saturday, August 18: Back-to-School Bash at Wesley Memorial Church in Pace, Florida. 10:00 a.m. - 1:00 p.m. Pen Air FCU will be on site to donate school supplies and teach responsible saving. Bring the family to this kid-friendly event!   August 24-26:  Home Builders Association Expo at the Pensacola Civic Center. Come visit the Pen Air FCU booth, meet members of our mortgage department, and gather great ideas for your current or future home. This event is open to the public; admission is $5 per person, 18 years and younger are free.