Tuesday, October 2, 2012

October eNewsletter

Legal Service Now Available in Alabama!

Pen Air Federal Credit Union and Staples, Ellis, and Associates, P.A. now offer exceptional prepaid legal service plans to our Alabama members.

These local attorneys will meet face-to-face with you to:

  • Answer questions
  • Draft documents (including wills, living wills, powers of attorney)
  • Assist with traffic citations
  • Handle family matters, including divorce
  • Handle criminal representation and expungement
Plans cover you, your spouse, and your dependents. As a Pen Air FCU member, these legal plans are only $144 annually.

Representation includes going to trial for you in State and Federal Courts in Baldwin and Mobile Counties, Alabama.

For more information on our prepaid legal services through Staples, Ellis and Associates, visit www.penair.org and click on Tools and Resources, Value-Added Products and Resources, and then Prepaid Legal Service.

Ask a Pen Air FCU Representative for more information and how to get started today! 
Enjoy an Introductory Rate of 3.90% APR for 6 Months1!

Use It. Enjoy a low introductory rate as low as 3.90% APR for 6 Months¹, earn CURewards® Points, and get all your holiday shopping taken care of early with a Pen Air FCU credit card!

  1The introductory rate of 3.90%APR (Annual Percentage Rate) for all qualifying cardholders on all purchases and balance transfers made during the first 6 months, with the rate lasting for 12 months from the open date of the new account. When the introductory period ends the standard variable APR, of 8.90%-14.90% based on your creditworthiness, will be applied to all unpaid promotional balances. The standard variable APR will also be applied to all transactions made after the first six months of the account opening. Offer valid for new card members only that open an account from 10/1/12 to 3/31/12. Subject to credit approval. Additional limitations, terms and conditions apply. 

 Join us for the Grand Opening of our Foley Branch!

Join us as we celebrate the Grand Opening of our new Foley branch! Stop by Friday, October 26 from 9:00 a.m. - 5:00 p.m.
  • FREE GIFT for the first 200 people
  • FREE LUNCH provided by Down South BBQ from 11:00 a.m. - 1:00 p.m.
  • ASK how you can enter for a CHANCE TO WIN a $500 Visa® gift card
  • Live radio remote
  • Ribbon Cutting at 11:00 a.m. with the South Baldwin Chamber of Commerce
... and much more!
Looking to Purchase a New Car?

With the end of the year approaching, now is the time to buy the new or used car you have been wanting! Finance your next vehicle with Pen Air FCU and take advantage or our low rates before the end of the year. Ask any Pen Air FCU representative for more information! 

 Important Information from Go Direct

Pen Air Federal Credit Union would like to pass on this message from Go Direct, our ACH payment association:

The Treasury Department is phasing out paper check payments and requiring federal benefit recipients to get their money electronically by March 1, 2013.  Recipients can choose to get payments by Direct Deposit via ACH to a bank or credit union account, or to a Direct Express Debit MasterCard card account. 
  • Already getting federal benefit payments by paper check? Switch today! You must switch to electronic payments by March 1, 2013. Switch now or learn more.
  • Retiring or applying for federal benefits soon? Be ready. You will get your money electronically from day one. Be ready to choose direct deposit or the Direct Express® card when you fill out your application. Learn more.
If you do not choose an electronic payment option by March 1, 2013, you will receive your payments via the Direct Express® card so you will not experience any interruption in payment.

If you are already receiving your federal benefit payments electronically, this change will not affect you.

For more information and complete details, go to http://godirect.org/.



Upcoming Events


Monday, October 8:  All Pen Air FCU branches will be closed in observance of Columbus Day.
Thursday, October 18: International Credit Union Day. Stop by any Pen Air FCU for refreshments to celebrate.

Friday, October 26: Grand Opening festivities for our Foley branch location. 9:00 a.m. - 5:00 p.m. The branch is located at 1301 South McKenzie Street, just two miles North of the Tanger Outlets.
Saturday, October 27: Making Strides Against Breast Cancer Walk. Pen Air FCU will be there supporting the walkers. Stop by our tent and say, "hello"!

Saturday, October 27: Shred Day at our 9 Mile branch location, 10 a.m. - 2 p.m. Bring your boxes of old documents, computers, and other small electronic devices that may contain personal information or data to the shred truck parked in the rear lot of our corporate office.


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