December 2012 eNewsletter

Reload It with the NEW Pen Air FCU Cash Card! Beginning Tuesday, December 11, you can have your money your way with Pen Air FCU's NEW Cash Card and Student Cash Card! Load, swipe, spend, and monitor your funds on your terms. The Pen Air FCU Cash Card and Student Cash Card work like a debit card, but isn't linked to a checking account. Reload your card online at penair.org or in a branch. The Cash Card is perfect for travel, payroll checks, budgeting, student spending, and more. This provides you with the control you want and the security you need. Available Tuesday, December 11 at all Pen Air FCU locations and online at penair.org.     Penny's Christmas Party in Foley, Alabama!   Have your photo taken with Santa Claus, Penny the Porpoise, and the elves! Enjoy fun holiday activities, cookies, and much more. The first 50 Penny Saver Club members to attend will receive a surprise Santa stocking treat!   For more information, contact Libby Morris at 850-505-3200 Ext. 4151, pennysavers@penair.org, or log on to www.pennysaversclub.com!     Take Advantage of Great Deals on Your Next Car! It is the end of the year, and that means great deals on the car you've been searching for! Dealerships across the area are marking down prices to make room for next year's models.   Come by any Pen Air FCU branch before you car shop to get pre-approved for an auto loan. Our auto loans have low rates, flexible terms, and warranty and GAP insurance is available!   Do you have a vehicle loan somewhere else? Refinance today and see the savings in your monthly payments. It only takes a few minutes to apply.   Apply online, by phone, through our mobile app, or in person. Just another way Pen Air FCU strives to make your life easy.      Get the Gift on Everyone's List! Put a smile on the faces of everyone on your Christmas gift list by giving them a Visa® gift card purchased at Pen Air FCU! A Visa® gift card can be purchased for any amount (between $20.00 and $750.00) and can be used everywhere Visa® is accepted!   Enjoy an Introductory Rate of 3.90% APR for 6 Months1! Use It. Enjoy a LOW introductory rate of 3.90% APR for 6 Months¹, earn CURewards® Points, and get all your holiday shopping taken care of with a Pen Air FCU credit card! Now is the perfect time to get started or transfer your balance from a high-interest credit card. Ask a Pen Air FCU representative today!     1The introductory rate of 3.90%APR (Annual Percentage Rate) is for all qualifying cardholders on all purchases and balance transfers made during the first 6 months, with the rate lasting for 12 months from the open date of the new account. When the introductory period ends the standard variable APR, of 8.90%-14.90% based on your creditworthiness, will be applied to all unpaid promotional balances. The standard variable APR will also be applied to all transactions made after the first six months of the account opening. Offer valid for new card members only that open an account from 10/1/12 to 3/31/13. Subject to credit approval. Additional limitations, terms and conditions apply.   Go Green with eStatements! Go green this holiday season by signing up for Pen Air FCU eStatements. It is the safe, environmental way to access your monthly account statement without jeopordizing your confidential information!   eStatements are easy to access. A reminder is sent to your email address each month to notify you when you can securely log in to your Internet Access account to view your statement.   Protect your identity and don't let your paper statements sit in your mailbox or around your house. Be kind to the environment while saving yourself time and hassle. Sign up for eStatements today!         Upcoming Events   Friday December 1: Penny's Christmas Party in Foley, Alabama! Come see Santa Claus, Penny, and the elves, and enjoy some holiday treats. 9:00 a.m. - 12:00 p.m. Our branch is located at 1301 S. McKenzie Street, Foley, AL.  Monday and Tuesday, Dec. 24 and 25:  All Pen Air FCU locations closed for the Christmas holiday.   Monday, December 31: All Pen Air FCU branches will close at noon for the New Year holiday. Tuesday, January 1: All Pen Air FCU branches are closed for the New Year holiday.

©2012 Pen Air Federal Credit Union. All Rights Reserved. This email was sent to you by Pen Air Federal Credit Union located at 1495 East Nine Mile Road, Pensacola, FL 32514. Pen Air FCU is federally insured by the NCUA and is an Equal Housing Lender. Inquire into membership for your family.