413053. *Credit can only be applied towards payment of closing costs, up
to a total of $1,000 on primary residences only. Not available on home
equity loans or home equity lines of credit or unimproved property loans.
Cannot be combined with any other offer. Standard credit qualifications
and other terms and conditions apply. This does not represent an offer to
enter a loan agreement. Loans subject to credit approval. Products, rates
and terms subject to change without notice. Limited time only beginning
July 1, 2014. Refinancing of mortgage loans currently with Pen Air FCU do
not qualify for offer. Call 1-877-4PENAIR for additional details.
Milton Branch Remodel
Pardon our progress while we build a better way to serve you
Starting August 8, our Milton branch walk-up ATM will be
closing as we embark on some exciting and innovative improvements. As our
expansion continues our drive-thru will also be closing on August 15 with
our remote drive-thru, located next to the branch, remaining open to
serve you. We will continue to provide you updates with our progress.
Our employees raised $7,500 for the Pensacola Humane Society
The employees of Pen Air FCU are waggin’ their tails about
the gift of $7,500 presented to the Pensacola Humane Society on June 19,
2014. Several of our employees, the staff and Board of Directors of the
Pensacola Humane Society gathered to share in the joy of the check
presentation. This is the second of four check presentations for 2014.
The first quarter recipient was the Children’s Home Society of Florida.
These funds are raised through our Jeans for Generosity
program. The program is an employee-driven fundraising effort to support
employee-selected local non-profit organizations. To see more furry
photos, visit our Facebook page!
Moving Your Retirement is an Important Decision
What should you do with your retirement plan if you're
changing jobs or retiring?
It’s essential that you make this decision and the proper
arrangements before you leave your company or you could lose a large
portion of your savings to taxes or penalty fees.
You should be aware of certain details if you choose to move your
retirement plan. Federal law requires that your employer withhold 20
percent of your retirement plan distribution unless you directly roll it
over into an Individual Retirement Account (IRA)
or your new employer’s plan. If this 20 percent is not replaced within
your retirement account, you may owe regular income taxes and a 10
percent early withdrawal penalty on the amount. There is an easy way to
protect your money and keep it tax-deferred – a direct rollover into
Key benefits of an IRA:
Keep your retirement
savings tax deferred
– An IRA offers the potential for any earnings to grow faster than
in a comparable taxable account.
Avoid 20% withholding – You can keep your
It’s easy to open an IRA rollover account. You may be able to add
additional contributions to your IRA depending upon your situation,
although this may not be appropriate for every investor.
The advisors at Pen Air Asset Management can help you understand how
an IRA may help you meet your retirement objectives. Call Tiffany Cherry
at (850) 505-3200, Ext. 8332 today for a free consultation.
Financial Services, Inc. is an independent, registered broker/dealer.
Member FINRA/SIPC. Securities and insurance products offered by Cetera:
Not FDIC/NCUSIF insured, may go down in value, not a deposit, not
financial institution guaranteed, not insured by any federal government
agency. Registered Address: 1495 E. Nine Mile Rd., Pensacola, FL 32514.
Advisory services may only be offered by Investment Adviser
Representatives in connection with an appropriate Cetera Investment
Advisors, LLC Agreement and disclosure brochure as provided.
Click. Pay. Time
Sign up or log in to Online Banking,
pay your bills, and automatically be entered for one of five chances to
win $1,000! Pay at least three bills now through July 31, 2014, and be
entered for a chance to win. The more bills you pay, the more chances you
have to win!
Forget the hassle of remembering when your payments are
due...schedule them online so you can focus on what's important to you.
Set up individual and business
payees easily and quickly.
Simply and securely track
and manage your finances all in one place through Online
Banking with Bill Pay
View and schedule your
online bill payments in advance or on a recurring basis for added
Set up payment reminders
to help keep track of when your payments are due.
Effective 10/1/14 we will no longer be offering
American Express Travelers Cheques. A safe, widely accepted alternative
is the Pen Air FCU Cash Card. It can be used anywhere VISA® is accepted
worldwide providing you a safe, secure, and convenient alternative when
you travel. For more information visit penair.org/CashCard.
Friday, July 4th: Pen Air FCU branches will
be closed in observance of Independence Day. Access your account
through Online Banking or Mobile
Banking. Have a safe and happy holiday.
Wednesday, July 9 -
Summer Salute Concert:
Tour for the Troops with country music artist, Chris Young. Located
on NAS Pensacola, gates open at 5 pm and concert at 6 pm. Must have
concert ticket to enter on to the base.
Sunday, July 13 – “Take
Me Out to the Ballgame” My2Cents Summer Event: My2Cents Club members
are invited to join us for a day at the Maritime Park with the
Pensacola Blue Wahoos. Free for My2Cents Club members, $6.00 for
additional party guests. RSVP by Monday, July 7 at My2CentsClub.com
Wednesday, July 16 -
Penny’s “Wild About Saving” Birthday Party (AL) at the Alabama Gulf
Coast Zoo. Penny Savers Club members are invited to join us for a
fun day at the zoo! Free for Penny Savers Club members, $5.50 for
additional party guests. RSVP by Monday, July 11 at PennySaversClub.com.
July 21- Penny’s “Wild About Saving” Birthday Party (FL) at the Gulf Breeze Zoo.
Penny Savers Club members are invited to join us for a fun day at
the zoo. Free for Penny Savers Club members, $8.00 for children and
$13.95 for adults who are additional party guests. RSVP by Monday,
July 11 at PennySaversClub.com.