be thankful for—plus no payments for 90 days!
The time to
refinance is now!
What are you thankful for? During
November, move you auto loan to Pen Air FCU and receive up to 2% APR off
your current rate and/or $25 off your monthly payment1. Plus, make no
payments for 90 days! Now those are savings you can be thankful for.
Visit penair.org/AutoLoans to learn more.
Visit a branch, use our Mobile App, apply online, or call 1-877-4PENAIR
and refinance today!
¹ Rates, terms and
conditions are subject to change and may vary based on creditworthiness,
qualifications and collateral conditions. All loans subject to approval.
Offer valid on loan applications submitted November 1 through November
30, 2014. Auto loan must be transferred from another financial
institution and be in good standing for at least six consecutive months.
Rate will be reduced up to 2% but will be no lower than 1.99% APR, and/or
current monthly payment will be reduced by $25. Interest will still
accrue with the No Payment for 90 Days offer. The monthly payment on a
$20,000 loan at 1.99% APR for 60 months would be $350.47. Other
conditions and restrictions may apply. Call toll-free 1-877-4PENAIR for
52 Days Til
Christmas! Get an Early Start on Your Holiday Shopping
With rates as low
as 8.9% APR, let us help you shop hassle-free using a Pen Air FCU
MasterCard®. Log onto penair.org/CreditCards or visit a branch near you to
speak with a Member Service Representative and check holiday shopping off
Rates, terms and conditions are subject to
change and may vary based on creditworthiness, qualifications and
collateral conditions. Rates range from 8.9% to 18% APR and may vary
after the account is opened. Cash advance fee is $5.00 or 3.0% of the
amount of each cash advance, whichever is greater. Foreign transaction
fee is 1.0% of each transaction in U.S. dollars.
Keep you and your
holiday purchases safe with our list below.
With the holiday
season fast-approaching, millions of Americans will be out shopping to
get last-minute gifts and catch great sales. As the crowds increase,
however, so does the likelihood of crime. Here are 10 tips for you and
your family to stay safe while shopping this year:
Always store items out of
sight. Breaking into a seemingly empty car isn’t worth a thief’s
time. Also, remember to remove GPS units and the docking station
(most of these are suctioned to the windshield).
Be especially cautious
when shopping during evening hours. Only park in well-lit areas, and
try to avoid shopping alone.
Have your car keys ready
before walking to your car so that you do not have to search for
them in the parking lot.
Never leave your car
running while you run inside your home or into a store—even if it is
just for a moment.
Do not carry your birth
certificate or social security card in your wallet or purse.
Speak with your children
about a plan in the event you become separated while shopping.
If you have to take a
call or answer a text message, remember to remain aware of your
Keep track of all
credit/debit cards and keep receipts to compare to your monthly
Report all suspicious
people or activity to law enforcement. Go with your instincts.
Have fun! Don't let
shopping stress put a damper on your holiday cheer, and remember
that material items can be replaced, but there is only one you!
Pen Air FCU would
like to thank all of the men and women who have bravely served our
country. Thank you for your service.
We're just a shared branch away.
over the river and across the country? No problem! You can still access
your Pen Air FCU accounts by taking advantage of Shared Branching. Any
credit union that participates in Shared Branching is able to perform
your routine banking needs such as deposits/withdrawals, loan payments,
account history, and transfers between sub-accounts.
With over 5,000 credit union branches and nearly 30,000 ATMS all over the
country that are a part of the Shared Branching Network, you’ll be able
to take care of your finances while you're away from home. Visit www.penair.org/SharedBranch
for more details.
Ready, set, SHOP!
Put on your
shopping shoes! All Christmas Club Account funds will be automatically
transferred to your savings account during the first week of November so
you can beat the holiday crowds. Members requesting to receive a check
may contact a Member Service Representative at (850) 505-7811 after the
first week in November.
Prodisee Pantry Food Drive
Pen Air FCU is
offering a helping hand to local food pantries, and we could use your
Are you feeling
the holiday cheer yet? Let’s help make the season a little brighter for
families on the Gulf Coast. Now through Friday, November 7th,
donate your non-perishable food items to any Pen Air FCU branch for our
annual Food Drive. All food collected will be donated to MANNA Food
Pantries in Escambia and Santa Rosa Counties, and the Prodisee
Pantry in Baldwin County. Thank you for your generosity and support!
Toys for Tots
Drop off your toy
donations to give children in our community a reason to smile this
Pen Air FCU will
once again partner with the United States Marine Corps for their annual
Toys for Tots drive. Pen Air FCU branch locations will serve as
donation sites for new, unwrapped toy donations throughout the holidays.
All toy donations will be distributed to children throughout our
community before the Christmas holiday.
Toys for Tots is a foundation run by the United States Marine Corps
Reserve that collects new, unwrapped toys to distribute as Christmas
gifts for more than 7,000 children each year. Visit toysfortots.org for more information on the Marine
Toys for Tots Foundation.
Friday, November 7 -
Sunday, November 9: MWR Blue Angels Homecoming Air Show Pen Air FCU will sponsor
the air show held on NAS Pensacola. For details, click here.
Tuesday, November 11:Veterans Day All
Pen Air FCU locations will be closed. Click here to find the nearest ATM location.
Saturday, November 15:
Pensacola Egg Fest This
year's event will be held at Maritime Park from 11am - 2pm. Purchase
your tickets at any Pen Air FCU location and receive a $10 discount!
Click here for more information.
November 27 - Friday, November 28: Thanksgiving Holiday AllPen Air FCU
locations will be closed. Branches that normally operate on
Saturdays will resume their regular business hours Saturday,