March eNewsletter

March eNewsletter Pen Air FCU Charity Golf Tournament There's still time to register your team! Start shining those golf clubs! Pen Air FCU is honored to host the 15th Annual Pen Air FCU Charity Golf Tournament on Friday, March 27, 2015 at the A.C. Read Golf Club on board NAS Pensacola. The tournament will benefit the Navy-Marine Corps Relief Society. The deadline for registration is Friday, March 20th, so make sure to visit penair.org/NMCRSGolfTournament for more information on how to secure your team’s slot or to view the tournament schedule. 2015 College Grant Program Five $1,000 scholarships will be awarded. As a part of our continued support of local youth and financial literacy, Pen Air FCU proudly supports high school seniors via our College Grant Program. Five $1,000 scholarships will be awarded to deserving students. The College Grant Program provides assistance to graduating high school seniors pursuing a college undergraduate degree. All eligible high school seniors are encouraged to apply. Pick up an application at any Pen Air FCU branch location or download online. All scholarship applications must be postmarked no later than Wednesday, April 1, 2015. Business Solutions Get informed with mortgage and cyber security seminars! Join us this month, as our Business Solutions team provides members with the latest information in two great seminars at our Downtown Palafox branch. On Wednesday, March 18th from 10:00—11:30 am, the team will hold this month’s Brunch n’ Learn series, titled “Protecting Your Data: A Conversation about Cyber Threats and Network Security.” Cedric Durre, IT Manager at Saltmarsh, Cleaveland, and Gund, will be provide business owners with expert information on how to keep your data safe. Seating is limited, so register online at penair.org/OnTheRoad to secure your spot. Are you thinking of purchasing a home soon? On Thursday, March 26th from 5:45—7:00 pm, Pen Air will present “Home Buying 101.” Pen Air’s Chief Operating Officer, Scott Arkills will be providing expert information on home loans, the current housing market, and common mortgage problems. Visit penair.org/OnTheRoad for more information. Take it Easy. . . Let us help you save and simplify your payments. Consolidate your high-rate credit card accounts onto a NEW Pen Air FCU MasterCard® by March 31, 2015 and enjoy a low balance transfer rate of 3.99% APR through January 2016. Visit penair.org/CreditCards to apply today! ¹ 3.99% APR available for balance transfers made 1/15/15 through 3/31/15 onto a new Pen Air FCU MasterCard®. The 3.99% APR balance transfer rate is good through the January 2016 billing period as long as your account remains in good standing. After the January 2016 billing statement period, unpaid balances revert to your approved standard variable APR which ranges from 8.90% to 18.0%APR and based on creditworthiness, qualifications and collateral conditions. If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate will default to your Penalty APR. Cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Current Pen Air FCU credit card and loan balances are not eligible for the promotion. Subject to credit approval. Additional limitations, terms and conditions may apply. Is Financial Security the New Retirement? What it is and how to get there For more and more young people, financial stability is replacing retirement planning as the savvy way to think about saving for the future. A lot of the same tools work for both options. The biggest difference is that you don’t have to be retirement-aged to be financially secure! Read more. . . We'll Put a Spring in Your Step with Bill Pay Pay your bills securely online and be entered for a chance to win! Now through March 31st, every time you make an online bill payment, you are automatically entered for a chance to WIN $1,000. Sign up or login to your existing Online Banking account and pay your bills today! Visit penair.org/OnlineBanking and click for details and official rules. *NO PURCHASE NECESSARY. Open only to legal residents of the 50 United States (D.C.) and Puerto Rico, 18 years and older. Ends 3/31/15. For Official Rules, including odds, alternate method of entry, and prize descriptions, view the Official Rules. Void where prohibited. Our Community A place where kids can live, learn, and play! Build-A-Bike Presentation On President’s Day, Pen Air employees came together and built over 50 bikes to present to the Boys and Girls Club of the Emerald Coast’s Pensacola club. We were even able to surprise a few boys and girls in-person! Military Saves Week During the last week of February, Naval Air Station Pensacola’s Child Development Center participated in Military Saves week by visiting Pen Air’s NAS branch to learn more about the financial industry and how we do what we do! Children got a behind-the-scenes tour of the branch, complete with a trip to the Safe Deposit Vault. Worlds of Possibilities Pen Air participated in the Skills USA Worlds of Possibilities Career Event as part of "The World of Finance". Middle and high school students learned about different career opportunities with Pen Air FCU. We shared credit union information, gave tips on saving and of course...had some FUN! Upcoming Events   Wednesday, March 18: Brunch n' Learn Seminar Series Join the Business Solutions team at our Palafox branch from 10-11:30 am for brunch as Cedric Durre, IT Manager at Saltmarsh, Cleaveland & Gund presents "Protecting Your Data: A Conversation about Cyber Threats and Network Security." RSVP today at penair.org/BusinessSolutions. Saturday, March 21: Blue Angels Rock N' Fly Half Marathon The event will take place on board NAS Pensacola at 8:00 am and also features a run/walk 5k race. Proceeds will benefit the Navy Ball and the Navy Marine Corps Relief Society. Click here for more information.  Saturday, March 21: Ice Flyers Military Appreciation Night Free tickets will be available to all Military and DOD personnel at our Whiting, NAS, Corry Station, and Palafox branches beginning Monday, March 9th while supplies last. Go Ice Flyers! Thursday, March 26: Mortgage Seminar Pen Air COO Scott Arkills will present "Home Buying 101" at our Palafox branch from 5:45-7:00 pm. This is a must for first time homebuyers and those looking to learn more about the current housing market! Visit our website for details. Friday, March 27: NMCRS Golf Tournament This year's event will be held at the A.C. Read Gold Club on board  NAS Pensacola. Click here for information on how to register your team. Wednesday, April 1: Deadline for all College Grant Program Applications Pick up applications at any Pen Air FCU branch location or download online. All scholarship applications must be postmarked no later than April 1st.

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