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Your Window of
Opportunity is Here
Have you been
waiting for the right time to start a home project?
With a Pen Air Home
Equity Line of Credit, you can turn your ideas into plans. For a limited
time, enjoy:
- No Closing Costs¹
- Special Offer with an introductory rate as low as
2.99% APR for the first 12 months². Then as low as 3.74% APR variable
for the life of the loan.
Speak with one of our Mortgage Experts at
1-877-4PENAIR, Ext. 8360, or visit penair.org/Mortgage to learn more.
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Don't Overpay for
your Next Car
New Pen Air Car
Buying Service, powered by TrueCar allows you hassle-free car buying
It’s hard to know
how much to pay for a new or used car. What if you’re not getting a good
deal? But with Pen Air Car Buying Service, powered by TrueCar you can see
what you should pay for the car you want. Visit penair.org/TrueCar for complete details.
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Brunch and Learn
Seminar Series in Alabama
Hear from the
experts on how to get the most out of your business
Brunch is on us!
Join the Business Solutions team for an educational forum in a relaxed
atmosphere amongst business owners like yourself, while getting all of the
latest information to keep your business growing and moving forward in
2015. From healthcare reform changes, to avoiding internet breaches, we
have the information business owners need in one place. View all sessions
at penair.org/BusinessSolutions!
Business Lending 101: How to Qualify for a
Business Loan
Presented by Tom Furr, AVP of Pen Air
Business Lending
Wednesday, April 22 | 10-11:30 AM
Meyer Vacation Rentals | 1585 Gulf Shores
Pkwy., Gulf Shores, AL
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New TruStage™ Insurance Programs³ for Your Benefit
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TruStage™
Auto and Home Insurance
Exclusively
for credit union members like you, the TruStage Auto & Home Insurance Program³ provides
affordable top-quality protection. You could enjoy discounted rates
combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149.
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TruStage™
Life Insurance
Pen Air offers TruStage Life Insurance Policies to help you protect
the people who matter most in your life. Underwritten by CMFG Life
Insurance Company, these plans are designed to fit your budget and provide
excellent coverage. Learn about this important coverage or call
1-855-612-7909 for more information.
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Take a Walk on the
Wild Side!
Pen Air celebrates youth all month long
This April, our
youth members can take a walk on the wild side at their credit union! Our
youth will have the opportunity to go on a saving safari as Pen Air
celebrates National Credit Union Youth Month™. This year's theme, “Wild
About Saving™,” encourages youth to use resources available at the credit
union to help them cut their way through the jungle of financial
responsibility. Stay tuned for more details by visiting penair.org/YouthAccounts.
Wild About Saving
Event
On Tuesday, April
14 bring your zoologists to the Pen Air Nine Mile branch, located at
1495 E. Nine Mile Rd., Pensacola, FL and get them wild about saving! RSVP by Friday, April 10.
Enter our Youth
Contests for a Chance to Win $25!
- Penny Savers – All children ages 11 and under may participate in
the Wild About Saving coloring contest. Entries will be judged in two
groups: 0 – 6 years old and 7-11 years old. Pick up a coloring sheet
at any Pen Air FCU branch, or visit penair.org/YouthEvents and print it off for
yourself! Visit pennysaversclub.com for more details.
- My2Cents Club – Post a picture on our Facebook page how YOU are “Wild About Saving” and
the member with the most votes wins $25 deposited into their My2Cents
account! Ages 12-17 are eligible to enter. For more information, visit
my2centsclub.com
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Our Community
Charity Golf
Tournament to benefit the NMCRS
We were honored to
have hosted the 15th Annual Pen Air FCU Charity Golf Tournament to benefit
the Navy-Marine Corps Relief Society to promote financial stability amongst
military families. The NMCRS is able to provide small, interest-free loans
to meet urgent financial needs typically involving unexpected expenses.
Cyber Security
Seminar for Businesses
Pen Air is a proud
supporter of our community. Visit our Facebook page at facebook.com/PenAir to see more pictures and upcoming
events.
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Upcoming Events
- Saturday, April 4: UWF Baseball Military
Appreciation Game
Join Pen Air at the baseball field at 1 pm as we support the UWF
Baseball team and our local military.
- Thursday, April 9: Enterprise Car Sales will be at the Foley
branch from 1-4 pm. Stop by for refreshments and learn the best way to
buy and finance your next vehicle.
- Friday, April 10: Enterprise Car Sales will be at the Robertsdale branch from 9 am to
Noon and at the Eastern Shore branch from 1- 4 pm.
- Saturday, April 11 and Sunday April 12: Loxley
Strawberry Festival Stop
by and say hello at the Pen Air tent and ATMs in Loxley, AL from 9 am
to 5 pm.
- Saturday, April 11: 1st Annual Pensacola Walk the
Talk for Epilepsy
Join team Pen Air at 9 am the Pensacola Bayfront Stadium.
- Tuesday, April 14: Wild About Saving Youth Event 3 -4 pm at the Nine Mile branch. RSVP by April 10
at pennysaversclub.com, my2centsclub.com or call 1-877-4PENAIR, Ext. 7770.
- Friday, April 17: Gallery Night Stop by our Palafox Branch between 5-7 as we enjoy
downtown Pensacola's festivities.
- Wednesday, April 22: Brunch n' Learn Series Event Join the Business Solutions team from
10-11:30 a.m. for brunch as Tom Furr, AVP of Pen Air Business Lending
presents "Business Lending 101: How to Qualify for a Business
Loan." RSVP today at penair.org/BusinessSolutions.
- Friday, April 24 and Saturday, April 25: Pace and
Milton Relay for Life Event
Join team Pen Air at the Pensacola State College Milton Campus from 7
pm to 6 am.
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MLS# 413053. ¹
SPECIAL OFFER. Pen Air FCU will pay closing costs on new Equity Loan
applications (Lines of Credit). Loans paid off and closed in less than two
years (24 months) from the loan origination date will require reimbursement
of all closing costs paid by Pen Air FCU. For loan amounts up to $250,000,
closing costs typically range between $150 and $900. The closing costs
depend on the location of the property and the amount of the Equity Loan.
No minimum draw required on loan. Flood insurance may be required. Owner
occupancy required.
² INTRODUCTORY
RATE: Discount is available for new Equity Loan Applications. You must set
up and maintain monthly payments for a minimum of 24 months or ANNUAL
PERCENTAGE RATE (APR) discount will be removed and your loan will revert to
the original note rate. For each of your first twelve (12) billing cycles,
the monthly Periodic Rate for new transactions will be as low as 2.99% APR.
Beginning with your thirteenth (13th) billing cycle the Periodic Rate and
the corresponding (APR) for all transactions and balances will be based
upon your contracted rate which will be a variable rate based upon The Wall
Street Journal prime rate which was 3.25% as of 02/24/2015, but will never
be more than 18%.Your contract APR will be based on several factors,
including your credit history, loan to value ratio, property type, and lien
status. A sample HELOC payment based on $100,000 at 2.99% APR for 20 years
is $554.10. Terms and conditions subject to change without notice. Subject
to credit approval. Rate may vary based on individual.
³ TruStage™ Auto and Home Insurance
program is offered by TruStage Insurance Agency, LLC and issued by leading
insurance companies. Discounts are not available in all states and
discounts vary by state. The insurance offered is not a deposit and is not
federally insured. This coverage is not sold or guaranteed by your credit
union. TruStage™ Life Insurance is offered by TruStage Insurance Agency,
LLC and issued by CMFG Life Insurance Company. The insurance offered is not
a deposit and is not federally insured or guaranteed by your credit union.
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