January eNewsletter

January eNewsletter  EMV Updates Credit Cards - All non chip-enabled Pen Air credit cards will deactivate on Monday, January 11, 2016. If you have not activated your new chip-enabled credit card, please do so immediately by calling 800.527.7728. Debit Cards - EMV chip-enabled Debit Cards will soon be issued to all new accounts and to replace lost, stolen, or expiring cards.  All other Debit Cards will start to be reissued and replaced with a new EMV chip-enabled card later during the first quarter of 2016.  Activate your new, more secure EMV Debit Card immediately upon receipt by calling 850.479.9500, option 3 or toll free 800.338.1677, option 3. Visit penair.org/EMV to learn more.  Please contact our eServices department at 850.505.3200 x 8450 with questions regarding any of these changes.   The TurboTax credit union member discount is just one of many member discounts available with the Love My Credit Union Rewards program.  Members have saved over $1.4 billion with exclusive offers from these great partners: » Receive a 10% discount (business members a 15% discount) on select regularly priced  Sprint monthly data service. Plus, waived activation fee on new lines and upgrade fees ($36 savings each). » Get the safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal. » Save up to $200 on new DIRECTV service with monthly bill credits and a $140 gift card. » Receive a $100 gift card and smoke communicator with new a ADT monitored home security system. The more offers you take advantage of, the more you save. Learn more at penair.org/MemberBenefits. Simplify Your Life      Unlock the possibilities with a low rate of 3.99% APR1 on all balance transfers, cash advances or purchases made through 2/29/16 on all new and existing Pen Air credit cards. Apply today at penair.org/CreditCards Resolution 2016: Save More and Win! It’s that time of year to shed those extra pounds and bulk up your savings. A new year means new financial priorities. Money Manager can help! If you spent a little more than planned this holiday season or just want to whip your finances back into shape, Money Manager can help you spend less and stay on track for your 2016 financial goals. Spend less and save more with Money Manager for a chance to win CASH! Set up your 2016 financial goals in Money Manager and be entered to win $500, $250, or one of three $100 prizes! It pays to spend within your budget & save more to reach your financial goals!  Entering the contest is easy! Log in to Money Manager and set up at least one financial goal before February 29, 2016 and you’ll be automatically entered into the drawing to win one of five cash prizes. Let us help you spend less and save more, today. Visit penair.org/SpendLess to learn more.   Our Community On December 7th, the employees of Pen Air presented Covenant Hospice a check for $4,000.  This was made possible through our #JeansForGenerosity program. #Communerosity   College Grant In 2010, Pen Air established a college grant program as a way to enhance lives through financial literacy and community outreach. Since inception, Pen Air has given over $25,000 in grants and provided assistance to graduating high school seniors pursuing their college dreams. A total of 5 college grants will be awarded and all eligible high school seniors are encouraged to apply. Applications are now being accepted and must be received by March 31, 2016 for consideration. Visit penair.org/CollegeGrant for eligibility requirements and to apply.   Save the Date! The 16th Annual Pen Air Charity Golf Tournament is Friday, April 1, 2016 at the A.C. Read Golf Course aboard NAS Pensacola. Registration starts at 10:30am with a shotgun start at 12:30pm. For more details and to register, visit penair.org/NMCRSGolfTournament. Upcoming Events  » Thursday, January 14: Staples, Ellis & Associates Probate, Wills & Estates Seminar: From 5:30-6:30pm at the 9 Mile Road location. RSVP at penair.org/LocalMatters.  » Monday, January 18: Martin Luther King Jr. Day: All Pen Air Locations will be closed in observance of Martin Luther King Jr. day. » Sunday, January 31: Pensacola Ice Flyers: Join us as the Flyers take on the Macon Mayhem at 4:05pm.   © 2015 Pen Air FCU.  1 APR = Annual Percentage Rate. 3.99% APR available for balance transfers, cash advances or purchases made between 11/1/15 and 2/29/16 on a new or existing Pen Air credit cards. The 3.99% APR balance transfer rate is good through the December 2016 billing period as long as your account remains in good standing. After the December 2016 billing statement period, unpaid balances revert to your standard APR which ranges from 8.90% to 17.90% APR.  Your standard APR may vary with the market and is based on the Wall Street Journal Prime Rate.   If you fail to make a payment that is due for two (2) or more consecutive billing periods, the special rate will default to your Penalty APR. Cash advance fee is $5.00 or 3.00% of the amount of each cash advance, whichever is greater. Foreign transaction fee is 1.00% of each transaction in U.S. dollars. Subject to credit approval. Additional limitations, terms and conditions may apply.

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