April 2012 E Newsletter

"You Choose It" Checking Now Available! Pen Air Federal Credit Union’s “You Choose It” Checking Accounts combine a lot of valuable free basics. Plus, you can choose from three unique packages to personalize your account for a small monthly fee. There are three levels of checking accounts you can choose from: 1) Start with the free checking you’ve come to expect from Pen Air FCU, which means no monthly fees, free debit card, no minimum balance, and more! 2) If you have a savings account, checking account, debit card, and eStatements, you are automatically enrolled as a Pen Air Premier member. Start collecting reward points and enjoy even more free and discounted services! 3) Finally, customize your account with money-saving packages anytime you want. Each option is just $2.00 per month for Premier members, $3.00 per month for non-Premier members. This is well worth the nominal cost when you see how much you can save! With a Pen Air FCU “You Choose It” checking account, you can choose from one or more of these five value-added packages: “You Choose It” Travel “You Choose It” Shopping “You Choose It” Peace of Mind Be sure to ask a Pen Air FCU representative for more details today, or click here! Looking to buy a new home, or refinance your existing home? The dedicated Mortgage Lending Department at Pen Air FCU will guide you every step of the way, never leaving you stranded. If you are looking to buy your very first home, refinance, or are in need of a construction loan, you can rest assured knowing you are protected by a team of compassionate people who get it done. Pen Air FCU offers conventional, VA, FHA, beachfront property, construction loans, & more. Want more info? Want More Pen Air Patrol? Keep your eyes peeled for the newest addition of the Pen Air Patrol comic book! The second jam-packed comic book will hit Pen Air FCU branches soon! Youth Members Can Receive Goodies, Earn Prizes! National Credit Union Youth Week is April 22-28! Stop by any Pen Air branch during that week, make a deposit into your Penny Savers (ages 0-11) or My2Cents (ages 12-17) Youth Account, and get a FREE prize while supplies last! This year’s theme is “Be a Credit Union Super Saver.” What is YOUR Credit Union Superhero? You can win up to $100, have your superhero featured in our next Pen Air Patrol comic, and more! All you have to do is enter our Credit Union Youth Month contests! Simply visit our youth websites, www.pennysaversclub.com and www.my2centsclub.com to find out more. If your child or teen hasn’t opened up an account, now is the time! Club members are eligible for prizes, contests, club outings, and more. See any Pen Air FCU member representative today to get started. Sign and Send...from the Privacy of your Home! With DocuSign, you as our member will benefit from a faster, easier, and more convenient way to sign documents! You will now have the option to review and sign your documents from anywhere! Whether you're at home or on the go, important documents will be at your fingertips on your PC, smartphone, or tablet! Tell your Member Service Representative to send your documents to you through DocuSign! Want to learn more? Click here. Pen Air FCU Offers Legal Services No matter what needs you have, Pen Air FCU, teamed with Staples, Ellis and Associates, offers unsurpassed legal services at a discounted rate for our members. From family law matters, traffic tickets, to help with the writing of a will, Staples, Ellis and Associates can help you. The cost to Pen Air FCU members is just $144 a year. For more information, click here. Get Your Maximum Refund With Turbo Tax! Haven’t done your taxes yet? Start Now and Save on TurboTax! TurboTax makes it easy to beat the April 17th tax filing deadline, so don’t wait any longer! Pen Air Federal Credit Union Members can save on TurboTax products. TurboTax guides you step by step to make sure your taxes are done right and you get your maximum refund, guaranteed.(1) Plus, only TurboTax has one-on-one expert tax advice FREE for everyone, via phone or live chat.(2) Only TurboTax offers you Total Assurance™ – protection to feel 100% confident about your taxes: • Maximum refund, guaranteed(1) • 100% Accurate calculations, guaranteed(3) • FREE Audit Support, guaranteed(4) Finish and file today with TurboTax and you’ll get your refund in as few as 7 days!(5) Get started now! ________________________________________ (1) Maximum Refund Guarantee – or Your Money Back: If you get a larger refund or smaller tax due from another tax preparation method, we'll refund the applicable TurboTax federal and/or state purchase price paid. TurboTax Federal Free Edition customers are entitled to payment of $14.95 and a refund of your state purchase price paid. Claims must be submitted within sixty (60) days of your TurboTax filing date and no later than 6/17/12. E-file, Audit Defense, Professional Review, Live Tax Advice, Refund Transfer and technical support fees are excluded. This guarantee cannot be combined with the TurboTax Satisfaction (Easy) Guarantee. (2) Ask a Tax Expert Service is a free service. It will be available by phone or live chat to registered TurboTax users 12/1/2011– 4/30/2012 to answer questions related to 2011 U.S. Federal and State tax returns (restrictions apply). Service and experience levels, hours of operation, and availability will vary based on demand and capacity, and are subject to change without notice. Log into your account and click on Turbo Tax in the Account menu. (3) Guaranteed Accurate Calculations: If you pay an IRS or state penalty or interest because of a TurboTax Calculation error, we’ll pay you the penalty and interest. (4) Free Audit Support, Guaranteed: If you received an audit letter based on your 2011 TurboTax return and are not satisfied with how we handled your situation, we'll refund the applicable TurboTax federal and/or state purchase price you paid. TurboTax Federal Free Edition customers are entitled to payment of $14.95 and a refund of your state purchase price paid. (5) Refund in as few as 7 days: IRS typically estimates 7-14 days for efile with direct deposit. State filing charges apply. Limited time offer for TurboTax 2011. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. © 2012 Intuit Inc. All rights reserved. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners. Upcoming Events Sunday, April 15: Deadline for applications for the 2012 Pen Air FCU College Grant Program. For more information and to download an application, click here.   Thursday, April 19: FREE Asset Management Seminar entitled, "Retiring with Confidence." 6:00 p.m. at our 9 Mile branch location. For more information and to register for this event, click here. Monday, April 23- Saturday, April 28: National Credit Union Youth Week. Make a deposit into your youth account and win a free prize (while supplies last)! Thursday, April 26: 6:00 p.m.- 7:00 p.m. Build a Basic Budget for Young Adults Seminar. This budgeting seminar and pizza party is FREE, and will help your teens plan for the future by learning to manage their money wisely. The first 10 people to arrive will recieve a Pen Air Patrol prize pack. For more information and to register, click here.